Tag Archives: liability

TRUCKING ACCIDENT AND LIABILITY OF THE RESPONSIBLE PARTY (GUEST POST)

If you have been victimized in a truck accident, you will have a chance at obtaining compensation for the injuries and damages that you have suffered because of the fault of another individual. However, in order to receive compensation, you will have to go through the legal battle of winning a personal injury lawsuit against the responsible party. 

Before you think about going through with filing the suit, you would first need to determine who and what caused the accident. Liability plays a huge role in these types of lawsuits and liability cannot be proven until the accident cause has been pinned down. 

Proving liability in truck accidents can be tricky. Various parties may be involved in these types of accidents and more than one party may be responsible for causing it. In order to determine cause and liability, you would need to have some level of industry know-how. 

As far as studies show, the number of trucking accidents has increased by 20% over the past 20 years. The Federal Motor carrier Safety Administration or FMCSA states that in 2002 alone, around 4,897 people lost lives and around 130,000 individuals received serious injuries in accidents that involved collisions between large trucks and passenger vehicles. Though trucking accidents account for only 3% of the injuries caused by motor vehicle accidents, these types of accidents are capable of causing a lot more damage and harm than any other traffic accident. 

The trucking industry is highly regulated by the federal laws. Certain standards have been set by these laws, and the truck drivers, trucking companies, truck owners and leasing companies must adhere to these regulations. You can learn more about these laws and regulations from the Code of Federal Regulations, Title 49. Agencies like Federal Motor Carrier Safety Administration (FMCSA) and the U.S. Department of Transportation (DOT) are responsible for regulating the trucking industry.

 As far as truck accidents are concerned, a web of players may be involved and anyone may be liable for causing the accident. Some of the parties that are generally held responsible are truck driver, truck owner, the truck leasing company, the manufacturer of the various parts of the vehicle and the loader or the shipper of the truck’s cargo.    

Get in touch with the Texas truck accident attorneys if you are looking to file a truck accident lawsuit. Your lawyer will be well versed in the trucking laws and regulations and he/she will be able to guide you through the legal maze of filing and winning the suit. 

Author Bio: Rob Baptist is expertise in injury laws. In his career he defended many accident cases. In this article he shares his experiences about the role of Texas truck accident attorney.

 

 

HOW TO PROTECT YOUR BUSINESS FROM VIOLENT WEATHER (GUEST POST)

 Written by Saam Banai.

As a business owner, it’s important to protect your investments. Unfortunately, one potential hazard that many business owners fail to plan for is bad weather. No matter where a business is located, it can be at risk for damage due to violent weather, and the damage caused by such weather can extend far beyond just the physical. If you’re a business owner and you haven’t thought of the potential for damage due to threatening weather, consider the following five issues you may face if you don’t plan accordingly:

1. Premises Liability

Violent weather can also lead to premises liability lawsuits being filed against your business. For instance, if hail has recently fallen on your business and you fail to clean the stones from customer and employee entryways, slips and falls could occur, and this may mean that your business could be hit with a major lawsuit. To avoid this, always have a plan in place to cleanup after bad weather moves through. 

2. Data Loss

These days, virtually all businesses use some type of data. Whether it be customer information, sales figures or new product research, data is an incredibly important commodity within the world of business, and loss of it can lead to big trouble. In order to protect your business from data loss due to bad weather, you may consider using off-site data storage like our Miami data centers that are rated to protect against hurricane weather. 

3. Structural Damage

Bad weather can also cause structural damage, and this can lead to the potential for further problems. When certain materials, such as exposed wood, become soaked with rain, rot may set in, and this can cause your business’ structural integrity to be in jeopardy. To combat this, always have a professional inspection of your business’ structure completed after a major weather event.

4. Higher Insurance Premiums

Additionally, if you haven’t taken the time to protect your business against weather threats, your insurance company may charge higher premiums. An insurance company may also choose to charge higher premiums if your business repeatedly sustains damage due to your failure to protect your business’ assets. To avoid this, speak with your insurance agent to discuss what needs to be done in order to alleviate the potential for higher weather-related premiums.

5. Code Enforcement Issues

Finally, failing to repair weather damage in a timely fashion may lead to various code violations, and this could mean large fines. If you receive too many code violations in a certain time period, your business may even be required to shut down until repairs are completed. One way to fight against this is to always make repairs that are affected by your local or state building codes quickly after weather-related damage occurs. If you’re unable to do so, at least contact your local officials to let them know of your situation.

Despite what your local TV weatherperson tells you, no one can predict exactly how weather events will play out, especially violent weather events. As a business owner, it’s up to you to take the proper steps to protect your business, its assets, its customers and its employees. By remaining prepared with a plan in place, you and your business can avoid the potential for lost time, lost wages and more. 

Saam Banai is a freelance writer, editor, and small business owner.  He contributes this article for Quality Technology Services, a provider of custom data centers, collocation services, and cloud computing access. Their Miami data centers are Category 5 rated facilities designed to protect against flood damage and winds of 185 MPH.  

 

NATIONAL DISTRACTED DRIVING AWARENESS MONTH – PART II

Yesterday we talked about the efforts to end distracted driving, especially the use of cell phones, both talking and texting, which adds to the distractions that drivers already face.  New cars have such technological screens that drivers can access just about anything.  This would compound the problem of focusing on the road, not social media, or other diversions.  Commercial and public transportation vehicles are at risk, as well as personal and recreational drivers.  In 2007, 413,000 large trucks were involved in traffic crashes in the U.S. and 4,584 were involved in crashes that were fatal, killing a total of 4,808 people.  Of those killed in crashes involving commercial motor vehicles, 75 per cent were occupants of other vehicles.  

Although a company may not be directly liable for its employees’ actions, employers may be held vicariously liable for dangerous behavior and negligent actions of their employees while conducting company business.  Today’s Employers’ Vicarious Liability litigation is often aimed at employers who fail to prohibit their employees from using distracting devices for business purposes, such as cell phones, while driving.  Juries usually react unfavorably to employers whose employee drivers were found guilty of causing an accident while using a cellular device.  The most viable measure that we as a society can explore is an attempt to educate new drivers on the dangers of driving while distracted.  

Mitigating driving distractions in this country is very difficult, but mitigating a company’s exposure to vicarious liability is often manageable under the guidance and knowledge of the right insurance professionals.  They are able to work with the company to develop an appropriate policy regarding cell phones.  This policy won’t necessarily absolve an employer from any and all liability, but there’s no doubt that the employer with a policy in place will be in a better position legally than an employer who does not.  This helps the court recognize that the employer discussed with employees the importance of this issue. 

Twenty-one states in the U.S. have passed laws that ban texting and emailing while driving.  Others have banned talking on a cell phone altogether unless a hands-free device is used. (This has been proved to be no safer than hand-held ones.)  Federal employees are banned from typing on a mobile phone while driving.  It is interesting that other countries around the world have long prohibited the use of cell phones while driving, such as Great Britain, who made it a criminal offense to use a cell phone while driving in 2003, and Japan outlawed use of a cell phone while driving in 2002.  Japan even made it punishable by up to three months imprisonment.)  Statewide, there have been proposed over 200 new bills to combat distracted driving in the U.S. 

Under the legal theory of respondeat superior, referred to as vicarious responsibility, an employer is liable for the actions of an employee if the employee was acting within the scope of his or her employment at the time of the accident.  Thus, if an employee causes injury through negligent conduct, during employment, the victim is entitled to sue the employer directly for damages.  If an employee operates a vehicle negligently as a result of using a cell phone and injures another motorist or pedestrian, that victim may sue the employer directly.  Because detailed cell phone records are accessible, evidence of cell phone use at the time of the accident is fodder for plaintiffs’ attorneys. 

There are many things that companies can do to avoid litigation, such as the use of software that helps manage their risk of their employees’ negligent driving.  One such maker of software, ZoomSafer, has designed software that is easily installed on an employee’s smart phone to help prevent distracted driving.  It is activated manually by the employee at the time he/she begins to drive.  It can also activate itself by using GPS signals to automatically detect when the employee is driving.  It also manages inbound calls, texts and emails according to preference and can automatically notify others when the owner of the cell phone is driving.  (It’s like having your own personal secretary!)  

Also, this product allows each employer to manage the controls on an individual device level.  Rather than depending on individual employee’s compliance with the company’s cell phone policy, this enables the employer to directly manage an employee’s ability to access a cell phone while driving.  Software such as this helps companies’ safety and risk management by providing a cost-effective tool that enforces their paper-based safe driving policies.  In the event of an employee-caused car accident, this extra layer of control can be critical in insulating an employer from vicarious liability. 

Any manner that can protect drivers, passengers, pedestrians, and even animals from being injured or killed by distracted drivers is worth pursuing.  Ray LaHood, U.S. Secretary of Transportation, recently declared,  “distracted driving has gone from a dangerous practice to a deadly epidemic.”

 

Source: ZoomSafer