Tag Archives: vehicle accident

General Safety Issues

WHAT IF YOU ARE INVOLVED IN AN ACCIDENT AND AN ANIMAL IS HURT? (GUEST POST)

People often aren’t sure what to do if they are involved in an accident and an animal is hurt. The no.1 accident claims helpline is here to help.    What you should do if you are involved in an accident where an animal was hurt depends largely on the type of animal it was. As the number one accident claims helpline, we are regularly contacted by motorists who have been involved in accidents of exactly this nature. Some animals do not come within the definition of animal for road traffic purposes; it is only those that do that you should report to the police. If you are unsure, you should report it anyway, and if the animal is still alive the police will arrange for a vet to come out. 

Animal incidents you should report to the police include: 

  • Dogs
  • Goats
  • Horses
  • Cattle
  • Mules
  • Sheep
  • Pigs
  • Deer (in the U.S.)
  • Wild Animals (in the U.S.)

Accidents you do not have to report include those involving: 

  • Cats
  • Wild animals 

Badgers are a special case. They are a protected species and it is illegal to possess one, dead or alive unless you have the proper authority. If you kill one you should leave it at the roadside and contact the local authority for them to remove the remains of the animal.  All of the above information on what you should do if you are involved in an accident where an animal is hurt is from official police sources, but the National Great Dane Rescue (NGDR) approached different sources and found different viewpoints. 

The Vet: The vet suggested that either the police or dog wardens should be notified because they have the facilities to collect a dog from the scene of an accident. He also pointed out, that if you called a vet yourself, or took the animal to a vets surgery, you would be responsible for the costs of treatment if the owner could not be found. He did say that some surgeries are lenient in these cases and reduce the costs. 

The RSPCA: The RSPCA said that the police were the right place to go because they have a list of vets they can call on in an emergency. The RSPCA also have the facilities to attend accidents, which are available 24 hours a day. In their case, if the owner cannot be found, they will pay the first £50 of the treatment costs. 

The Police: The policeman they spoke to in the Justice Department at Headquarters seemed to have a different view from the official sources when posed with the same problem. Firstly he said that if the accident occurred in a public place and the owner was present, it does not need to be reported to the police. He suggested that details are exchanged as with any accident, as the owner of the animal has a right to make a compensation claim for the animal’s injuries. He also said that in his opinion, you should never admit liability as this could be held against you at a later date. 

Where you live makes a difference 

There are 46 Police Forces in the UK and it seems that each has its own policies when it comes to injured animals. Some of them have lists of vets, some of them will come out and assist, but really they believe they have more important things to deal with than injured animals, and if you can deal with it on your own, they will let you. Even if the RSPCA pay the first £50, who is left to pay the balance of the bill if the owner cannot be found? Here at the number one accident claims helpline, we believe there should be a nationwide strategy so everyone knows what they should do if they are involved in an accident where an animal is hurt. 

What you can do while waiting for help 

There is ‘First Aid’ that might make the animal a bit more comfortable until help arrives. This will depend on the type of animal and how aggressive they are, but you could try: 

  • Approach the animal with extreme caution, even your own pet may turn on you if they are in pain or shock.
  • As you are approaching, talk to the animal in a reassuring voice.
  • If the animal does not appear to have breathing difficulties, but is aggressive, make your approach from behind, and if you have a scarf or something similar wrap it round the mouth, a bit like a muzzle.
  • If the animal is causing an obstruction and needs to be moved, it is better to use a blanket or coat as a stretcher and move it gently to a safe place.
  • If you can see open wounds, cover them gently.
  • If blood is bright red and coming out in spurts, a major artery may have been severed.  Do not apply a tourniquet. Cover the injury with cloths and do not remove those which become soaked through, just keep adding more and putting pressure on the wound until the vet arrives.  

What about you? 

So far we have talked about the animals and have mentioned that if the owner considers you to be at fault, they can make an injury claim for the injuries their dog has sustained, both for the vets bills and any other our of pocket expenses that they have had to pay. They can even claim for their own stress because their pet has been hurt. 

But what if the boot is on the other foot – what if the animal caused the accident, and you are injured as well as the animal. This is another common case here at the no.1 accident claims helpline. In this case you can make a personal injury compensation claim against the owners. Obviously, this would not apply in the case of wild animals, but it is not unusual for a cow or sheep to cause an accident, and then the farmer is liable. It is the farmer’s responsibility to make sure they are kept in their fields and only appear on the road when they are being moved around under supervision. 

Like any type of accident that can occur, if you are involved in an accident where an animal was hurt, but it was not your fault, and you have sustained injuries that needed medical attention, you are entitled to make a personal injury compensation claim. Contact No. 1 accident claims helpline for further information.

Author Bio: John Cooper is an insurance consultant.

Note: In the U.S., accidents involving deer are very costly.  Due to the increase in deer population, even in newly developed urban areas, collisions with deer are very frequent.  If your vehicle strikes a deer, do not touch the animal. The frightened animal, in attempting to move, could hurt you or itself. The best procedure is to get your car off the road, if possible, and call the police. When you get home, contact your insurance agent or company representative and report the incident. Collision with an animal is normally covered under the comprehensive portion of your auto insurance policy. pb

General Safety Issues

WHAT TO DO AFTER A MOTOR VEHICLE ACCIDENT (GUEST POST)

Sent by Danny Duric

First of all let’s state the obvious. A car is much more powerful than a pedestrian. Of course pedestrians have to watch out and follow “the rules of the road” meaning that they should follow what they have been taught since the early age. These are advice and lessons people give to their children like: “Carefully cross the street, and always look both left and right before crossing it!”, “Cross the street only where you see the zebra crossing!”, “Wait for the green light!”, and all that jazz. Now, this is good advice, naturally, but when the time comes for these children to start driving cars, somehow, they do not seem to obey the rules of the road that much. 

Alarmingly, 10.8 million car accidents occurred in 2009 in America only, as some statistics show. At this point, it really doesn’t matter if these statistics are as accurate as they ought to be, the point is that they occur a lot. We all know that car accidents happen, and, unfortunately, as cars become more and more available to the general public, it is safe to say that, with this traffic system, the number of car accidents, or any other motor vehicle accidents for that matter, will increase. Some scientists are currently working on a safer, automated commuting system, but since it will take time for that system to even be accepted, not to mention installed and put to work, we will have to watch out, because getting hit by a motor vehicle can easily be lethal.

To get to the point, if by any chance someone gets hit by a car, one should know that he or she is entitled to make a free personal injury claim and get a compensation, the amount of which is proportional to the seriousness of the injury at hand. This is possible not only if you are a pedestrian, a motorbike driver or a car (or other vehicle) driver that has followed the rules, but also if the accident is partly your fault. Of course if you are driving down a one-way street in the opposite direction and you hit someone, then you are the only “culprit” and you will not get any compensation, and will have to pay. If the accident is partly your fault, you might be entitled to make a personal injury claim and receive a compensation for the suffered injury.

After suffering an injury related to a motor vehicle it is needless to say that one should go to the nearest hospital, because sometimes, people do not feel the pain immediately, but they start having experiencing health problems and pains a while after the accident. Always go to the hospital to check if everything is in order. After that you should contact the Police Department. You have to do this within a certain period of time after the accident. The law states that if you wait, for example a month or so, than you can no longer report the motor vehicle accident to the police, so be sure to do this at your earliest convenience. The next thing you should do is to find out what kind of compensations are you entitled to. This information is given to you by your insurance company, but they have proven to be not that well informed on the matter. Instead you should talk to a personal injury lawyer as they will give you all the information you need.

These injuries caused by a motor vehicle accident may lead to a compensation and:

  • ·You can receive payment of all medical expenses provided for you.
  • ·If you have lost a workday and therefore lost the money that you could have earned, this can be compensated
  • ·You can receive payment for any and all pocket expenses that might have occurred
  • ·You are entitled to receive payment for all travel expenses
  • ·You can receive some fairly reasonable funeral expenses if the injury proves to be a fatal one
  • ·You can get a lump sum compensation for the injury at hand

To find out exactly what you are entitled to, seek legal advice from any kind of motor vehicle accident compensation lawyer. He or she is bound to tell you your best option.

If the injury in a motor vehicle accident proves to be a fatal one, note that the family of the deceased is entitled to an injury compensation claim via the Compulsory Third Party’s insurance. If the accident occurs while a person is going to work or heading home from work, you can get to compensate your motor vehicle injury.

All in all, after reading this one can concur that there are a lot of ways to get something out of a car accident. But, it is this writer’s advice to always pay a lot attention when you are in traffic.  Finally, if anyone should try to somehow fake the whole situation, like, for example, jumping on a moving car and then crying for compensation afterwards, know that that is called “Insurance Fraud” and it is highly punishable by law.

Thanks, Danny, for this advice, but let’s hope our pedestrians stay safe in their designated areas. Most of the time, it seems that calling the police would be the first thing to do so they can make out a report while everything is fresh on the affected driver/pedestrian’s minds. pb